Legal

Effective date: 8 November 2026 · updated 9 November 2026

Xcripto provides market analytics, not investment advice. Cryptocurrency trading is highly risky and you can lose all the money you invest. Our bot signals are experimental and are published with all their losses.

Terms of Service

1. Who we are

Xcripto (the “Service”, x-cripto.trade) is operated by a private individual (“we”, “us”). Contact: support@x-cripto.trade. By using the Service you accept these Terms. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old and allowed to use cryptocurrency analytics services under the laws of your country. You are responsible for complying with your local laws.

3. What the Service is — and is not

• The Service shows market data, charts, rule-based bot signals, bot statistics and AI chart analysis. All of it is general information and analytics for educational purposes.
• Nothing on the Service is investment, financial, legal or tax advice, a personal recommendation, or an offer to buy or sell any asset. We are not a broker, exchange, investment adviser or portfolio manager.
• We never hold your funds and never ask for your exchange API keys. Every trading decision is made and executed by you, at your own risk.
• Bot signals are generated automatically and are in a testing stage. AI analysis is produced by a language model and can be wrong.

4. Your account

You sign in with Telegram. One account is for one person. Keep your Telegram account secure — whoever controls it controls your Xcripto account. We may suspend or close an account that abuses the Service: automated scraping, attacks, attempts to bypass limits, or reselling paid content.

5. Plans and payment

• Plan features and prices (in US dollars) are listed on the Plans page. The Free plan costs nothing.
• Paid plans are paid in cryptocurrency through our payment provider NOWPayments. A paid period starts when the payment is confirmed on the blockchain. If you already have time left on a plan, the new period is added to it.
• There are no automatic recurring charges: each period is paid separately, and the plan returns to Free when the paid time ends.
• Blockchain network fees and exchange-rate differences are paid by you. If you underpay or send the wrong coin, contact support — we will try to resolve it but cannot guarantee recovery of funds sent to a wrong address or network.
• We may change prices for future periods. Time you have already paid for is not affected.

6. Refunds

See the Refund Policy below.

7. Acceptable use

Paid signals and analysis are for your personal use. You may not resell, republish or redistribute them, or present them as your own service, without our written permission.

8. Availability and data

The Service is provided “as is” and “as available”. Market data comes from third-party exchanges and may be delayed, incomplete or incorrect. We may change, add or remove features. If a paid feature is unavailable for a significant time through our fault, we will extend your plan or refund the affected time.

9. Limitation of liability

To the maximum extent permitted by law, we are not liable for trading losses, lost profits, or indirect or consequential damages arising from the use of the Service, including from signals, analysis, data delays or interruptions. Our total liability to you is limited to the amount you paid us in the three months before the claim. Nothing in these Terms limits liability that cannot be limited by law.

10. Termination

You may stop using the Service at any time and ask us to delete your account. We may terminate accounts that break these Terms. If we discontinue the Service entirely, we will refund the unused part of active paid periods.

11. Changes to these Terms

We may update these Terms. The effective date at the top shows the current version. We will announce material changes on the Service or via our Telegram bot. Continuing to use the Service after a change means you accept it.

12. Mandatory rights

Nothing in these Terms limits rights you have under mandatory consumer-protection law of your country. If any part of these Terms is invalid, the rest remains in force.

Privacy Policy

What we collect

• Telegram sign-in data: your Telegram user ID, first name, username and profile photo link — the data Telegram passes when you log in. Telegram does not share your phone number with us.
• Service data: your plan and its end date, AI-analysis usage counters, coins you follow, whether you want signals in Telegram, and your interface language (so our bot writes to you in it).
• Payments: invoice ID, plan, amount, currency, status and the payment record from NOWPayments (it may include the blockchain address and transaction ID). We never see bank card details.
• Technical data: a session cookie that keeps you signed in (strictly necessary, 30 days); interface settings saved in your browser’s local storage (they stay on your device); short-lived server logs that may contain IP addresses, used for security and rotated automatically.
• Preference cookies: xc_lang (your interface language) and xc_seen (the intro page has been shown), 1 year each; they contain no personal data.
• Push notifications (only if you turn them on for a device): the push-subscription address issued by your browser’s push service and its encryption keys, plus the language of notifications. We use them only to deliver notifications you asked for.

We do not use advertising or analytics cookies and do not run third-party trackers.

Why we use it

To provide your account and plan (performance of our agreement), to process payments and keep accounting records (legal obligation), to send Telegram messages and push notifications you have enabled, and to protect the Service from abuse (legitimate interest).

Who processes data for us

• Telegram — sign-in and messages from our bot.
• NOWPayments — payment processing, under its own privacy policy.
• Oracle Cloud — server hosting in Frankfurt, Germany (EU).
• Cloudflare — domain DNS and forwarding of email sent to our support address.
• Anthropic — AI chart analysis; only market data (prices, indicators) is sent, not your personal data.
• unpkg (content delivery network) — loads the chart library in your browser and therefore sees your IP address.
• Your browser’s push service (Google, Apple, Mozilla or Microsoft, depending on the browser) — delivers notifications if you turn them on; the content is end-to-end encrypted for your device.

We do not sell or rent your personal data.

How long we keep it

Account data — while your account exists. Payment records — as long as accounting law requires, typically up to 5 years. Server logs — a short time, overwritten automatically. Push subscriptions — until you turn notifications off, remove the site from the device, or the push service reports the subscription as expired.

Your rights

You can ask us to access, correct, export or delete your data, or object to its processing. Write to support@x-cripto.trade with your Telegram username; we may ask you to confirm the request through our Telegram bot. After deletion we keep only payment records required by law. You may also complain to a data-protection authority in your country.

Security

The site works only over HTTPS, sessions are cryptographically signed, and the Service never stores exchange API keys.

Children

The Service is not intended for people under 18, and we do not knowingly collect their data.

Refund Policy

• 7-day refund on your first payment. If you are not satisfied, request a full refund within 7 days after your first payment for a paid plan.
• Later payments (renewals, extensions, upgrades) are not refundable, except when a paid feature was unavailable through our fault — then we extend your plan or refund the affected time.
• How to request: email support@x-cripto.trade with your Telegram username, the payment ID (shown on your account page) and the address where you want to receive the refund.
• How it is paid: in cryptocurrency, in the US-dollar value we actually received, minus the network fee, usually within 14 days. The refunded plan returns to Free.
• One first-payment refund per person.
• This policy does not limit mandatory consumer rights you may have under the law of your country.

Risk Disclaimer

• Cryptocurrencies are highly volatile. You can lose part or all of the money you invest. Trade only with money you can afford to lose.
• Bot signals are experimental. They have not shown a stable edge across all exchanges. Our public results include every losing signal.
• Backtests show how rules would have behaved on historical data. They are hypothetical and do not include all real-world costs such as slippage. Past results do not guarantee future results.
• AI analysis can be wrong, incomplete or outdated.
• Nothing on the Service takes your financial situation into account. Consider consulting an independent licensed adviser.
• You are responsible for taxes on your trading.
• If you use the self-hosted Xcripto terminal with your own exchange keys, keep withdrawal permissions disabled and check every order before sending it.